{"id":6910,"date":"2026-11-09T05:13:18","date_gmt":"2026-11-09T10:13:18","guid":{"rendered":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/"},"modified":"2026-11-09T05:13:18","modified_gmt":"2026-11-09T10:13:18","slug":"best-lebanese-fintech-and-payment-companies","status":"publish","type":"post","link":"https:\/\/www.madeinliban.com\/fr\/best-lebanese-fintech-and-payment-companies\/","title":{"rendered":"Best Lebanese Fintech and Payment Companies"},"content":{"rendered":"<p><strong>This guide sorts out the Lebanese fintech and payment companies that people and businesses actually use to move money.<\/strong> After the country&#8217;s financial collapse, transfer networks and digital wallets became part of daily life for many households, and a new set of local apps grew up alongside the older agents. Behind them sit card processors and software houses, some of which now serve banks well beyond Lebanon.<\/p>\n<h2>How we chose<\/h2>\n<p>Every company here is listed in the Made in Liban directory and is either based in Lebanon or was founded by Lebanese entrepreneurs. We split them into consumer services, business infrastructure and financing so you can find the right kind of provider, and we gave more space to companies with documented licences, networks or products. We have not opened accounts with each one; the details come from each listing&#8217;s information.<\/p>\n<h2>Transfers and digital wallets<\/h2>\n<h3><a href=\"\/omt-made-in-lebanon\/\">OMT<\/a><\/h3>\n<p>Founded in Beirut in 1998 as the first accredited Western Union agent in Lebanon, OMT grew into a network of more than 1,000 locations by 2010. Alongside international transfers it offers OMT INTRA local transfers, Cash to Bank, government and bill payments, and the OMT Pay digital wallet. Mambu reports that OMT handles more than 80 percent of Lebanon&#8217;s electronic money transfer market. <a href=\"https:\/\/www.omt.com.lb\" target=\"_blank\" rel=\"noopener\">Visit OMT<\/a><\/p>\n<h3><a href=\"\/bob-finance-made-in-lebanon\/\">BOB Finance<\/a><\/h3>\n<p>A Western Union agent licensed by Banque du Liban, BOB Finance was founded in 2009 and has more than 850 locations across the country, including over 37 full branches. Customers can send money in local or foreign currency, pay and collect bills and withdraw cash in the currency they choose. It runs separate apps for individuals and business customers.<\/p>\n<h3><a href=\"\/whish-money-made-in-lebanon\/\">Whish Money<\/a><\/h3>\n<p>This homegrown Beirut payments app kept money moving through some of Lebanon&#8217;s toughest years. It covers money transfers, bill payments, top-ups and an e-wallet.<\/p>\n<h3><a href=\"\/suyool-made-in-lebanon\/\">Suyool<\/a><\/h3>\n<p>Licensed by Banque du Liban in May 2023, Suyool puts a wallet, local and international transfers, a Visa Platinum card, bill payments and QR merchant payments in one app. Its Cash Butler service sends a driver to deliver or collect cash, insured up to 10,000 dollars. Merchants can open accounts, use an online payment gateway or install a Shopify plugin. <a href=\"https:\/\/suyool.com\" target=\"_blank\" rel=\"noopener\">Visit Suyool<\/a><\/p>\n<h3><a href=\"\/pinpay-made-in-lebanon\/\">PinPay<\/a><\/h3>\n<p>A mobile payments pioneer based in Beirut, PinPay helped digitize Lebanese banking. It offers mobile payments, bill payment and financial transaction services.<\/p>\n<h2>Payment infrastructure for businesses and banks<\/h2>\n<h3><a href=\"\/areeba-made-in-lebanon\/\">areeba<\/a><\/h3>\n<p>Founded in Beirut in 2017 and led by Maher Mikati, areeba was launched through M1 Financial Technologies after M1 Group acquired Bank Audi&#8217;s cards and e-payments business. Its cloud-based card management system supports card issuing and acquiring, point-of-sale terminals, e-commerce gateways, 3D Secure checks and fraud management for banks and merchants. In 2020 it launched Zaky, a mobile wallet licensed by Banque du Liban. <a href=\"https:\/\/www.areeba.com\" target=\"_blank\" rel=\"noopener\">Visit areeba<\/a><\/p>\n<h3><a href=\"\/foo-made-in-lebanon\/\">FOO<\/a><\/h3>\n<p>Lebanese-built in Beirut, FOO supplies technology for digital payments, banking and loyalty to businesses that want to launch their own financial products.<\/p>\n<h3><a href=\"\/card-switch-made-in-lebanon\/\">Card Switch<\/a><\/h3>\n<p>Card Switch builds card control and security technology for cardholders and banks, with the aim of putting cardholders in charge of their own payment security. It is based in Beirut.<\/p>\n<h3><a href=\"\/nymcard-made-in-lebanon\/\">NymCard<\/a><\/h3>\n<p>Built by Lebanese founders and now based in Abu Dhabi, NymCard provides card issuing and embedded finance infrastructure through APIs for the MENA region.<\/p>\n<h3><a href=\"\/murex-made-in-lebanon\/\">Murex<\/a><\/h3>\n<p>For a sense of how far Lebanese financial software has travelled, Murex is a Lebanese-founded software house now based in Paris. Its MX.3 platform handles trading, risk and treasury management for trading floors around the world.<\/p>\n<h2>Financing for small businesses<\/h2>\n<h3><a href=\"\/kafalat-made-in-lebanon\/\">Kafalat<\/a><\/h3>\n<p>Kafalat guarantees bank loans for small and medium businesses and startups, so banks will lend to them without collateral or a personal guarantee once a plan is approved. Its Kafalat Innovant line can guarantee up to 90 percent of a loan for startups under two years old, up to 200,000 dollars. A FEMISE report said it had supported about 16,500 SME projects since 2000.<\/p>\n<h2>Tips<\/h2>\n<ul>\n<li>Check that a wallet or transfer service is licensed by Banque du Liban before you sign up.<\/li>\n<li>Compare fees and exchange rates for each transfer, since they can differ between providers and currencies.<\/li>\n<li>For cash pickups outside the big cities, a provider with a wide agent network can save a long trip.<\/li>\n<li>Merchants should confirm which payment methods their customers already use before choosing a gateway.<\/li>\n<li>Turn on every security feature an app offers, such as card controls and notifications.<\/li>\n<\/ul>\n<h2>Frequently Asked Questions<\/h2>\n<h3>How can I send money to Lebanon from abroad?<\/h3>\n<p>OMT and BOB Finance are both accredited Western Union agents in Lebanon, and Suyool added international remittances through a partnership with TerraPay.<\/p>\n<h3>Which Lebanese digital wallets are licensed by Banque du Liban?<\/h3>\n<p>Suyool was licensed by Banque du Liban in May 2023, and areeba&#8217;s Zaky wallet is also licensed by Banque du Liban. BOB Finance holds a Banque du Liban licence for its transfer services.<\/p>\n<h3>Can a startup in Lebanon get a bank loan without collateral?<\/h3>\n<p>Kafalat guarantees bank loans for SMEs and startups, and no collateral or personal guarantee is required once a business plan is approved. Applications go through a bank, which forwards the project to Kafalat.<\/p>\n<h2>Further reading<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.omt.com.lb\/en\/our_story\/history\" target=\"_blank\" rel=\"noopener\">OMT History &amp; Milestones<\/a><\/li>\n<li><a href=\"https:\/\/mambu.com\/customer\/online-money-transfer\" target=\"_blank\" rel=\"noopener\">Powering Lebanon&#8217;s ultimate money app (Mambu)<\/a><\/li>\n<li><a href=\"https:\/\/thefintechtimes.com\/terrapay-teams-up-with-suyool-to-enhance-financial-accessibility-in-lebanon\/\" target=\"_blank\" rel=\"noopener\">TerraPay teams up with Suyool to enhance financial accessibility in Lebanon (The Fintech Times)<\/a><\/li>\n<li><a href=\"https:\/\/www.electronicpaymentsinternational.com\/news\/areeba-taps-wallet-factory-to-launch-mobile-wallet-zaky-in-lebanon\/\" target=\"_blank\" rel=\"noopener\">areeba taps Wallet Factory to launch mobile wallet Zaky in Lebanon<\/a><\/li>\n<li><a href=\"https:\/\/www.femise.org\/en\/?p=13868\" target=\"_blank\" rel=\"noopener\">FEMISE Seminar: Kafalat facilitates access to credit for Lebanese SMEs<\/a><\/li>\n<\/ul>\n<p>Browse every brand in <a href=\"\/category\/fintech-financial-services\/\">Fintech &amp; Financial Services<\/a>, or <a href=\"\/submit-your-product-or-service\/\">submit a brand<\/a> we should add.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lebanon&#8217;s best fintech and payment companies, from OMT and Suyool to card processors and SME loan guarantees.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[166],"tags":[],"class_list":["post-6910","post","type-post","status-publish","format-standard","hentry","category-fintech-financial-services"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best Lebanese Fintech and Payment Companies - Made in Liban<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Lebanese Fintech and Payment Companies - Made in Liban\" \/>\n<meta property=\"og:description\" content=\"Lebanon&#039;s best fintech and payment companies, from OMT and Suyool to card processors and SME loan guarantees.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/\" \/>\n<meta property=\"og:site_name\" content=\"Made in Liban\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-09T10:13:18+00:00\" \/>\n<meta name=\"author\" content=\"Tarek Riman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tarek Riman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Best Lebanese Fintech and Payment Companies - Made in Liban","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/","og_locale":"fr_FR","og_type":"article","og_title":"Best Lebanese Fintech and Payment Companies - Made in Liban","og_description":"Lebanon's best fintech and payment companies, from OMT and Suyool to card processors and SME loan guarantees.","og_url":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/","og_site_name":"Made in Liban","article_published_time":"2026-11-09T10:13:18+00:00","author":"Tarek Riman","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tarek Riman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","ItemPage"],"@id":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/","url":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/","name":"Best Lebanese Fintech and Payment Companies - Made in Liban","isPartOf":{"@id":"https:\/\/www.madeinliban.com\/#website"},"datePublished":"2026-11-09T10:13:18+00:00","breadcrumb":{"@id":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.madeinliban.com\/best-lebanese-fintech-and-payment-companies\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.madeinliban.com\/"},{"@type":"ListItem","position":2,"name":"Best Lebanese Fintech and Payment Companies"}]},{"@type":"WebSite","@id":"https:\/\/www.madeinliban.com\/#website","url":"https:\/\/www.madeinliban.com\/","name":"Made in Liban","description":"Products &amp; 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